Mortgage Advice

Sable Property is the in-house Mortgage broking and Property Investment business for Sable Wealth Management.

Sable Property offers the following services to Sable and other clients:

• Residential Mortgage broking for UK resident South African Expats.
• Buy to let Mortgage broking for UK resident South African Expats.
• Commercial Mortgage broking for clients investing in commercial property or semi commercial developments.
• Commercial finance arrangement for residential property development.
• Arrangement of mortgages for UK Property investment for South African residents.
• Arrangement of mortgage finance for UK property investment through UK and offshore companies and trusts.
• Offshore mortgage broking and advice for investors purchasing in the following countries: France, Spain, Dubai, Poland, Bulgaria and Hungary.

Many South African clients have run into problems trying to purchase property in the UK. Primarily these problems have centred around 3 key constraints:

• Shortage of deposit
• Shortage of credit history in the UK
• Visa status

Fortunately the UK mortgage market is unrivalled in its depth and level of innovation. While legacy issues and tradition permeate the large UK banks, over the last 5 years a number of innovative investment banks have established specialist lending operations taking advantage of the UK capital markets appetite for risk. This has resulted in competition among banks on criteria and has opened the door for many borrowers previously unable to obtain mortgage finance.

If you are being told that your situation falls outside of the norm or is problematic then contact us to get an accurate appraisal of your mortgage options. Our initial consultation is FREE and without obligation.